Smart Investors’ Secret! 2026 Three-Bucket Tax Strategy to Minimize Future Bills Explained

retirement tax planning

The Three-Bucket Strategy divides retirement savings into three tax categories to minimize future tax liabilities: taxable, tax-deferred, and tax-free accounts. Investors are using this approach to balance short-term accessibility with long-term tax efficiency. The strategy provides flexibility, helping retirees control withdrawals, manage taxes, and maintain income stability over decades. Bucket 1: Taxable Accounts Taxable accounts … Read more